In October 2025, many seniors and people with disabilities in Singapore will receive a $3,267 payout through the Workfare Income Supplement (WIS). This program has been supporting lower-income workers since 2007 and aims to provide both financial help now and savings for the future. The $3,267 figure is the highest annual payout yet and is intended to ease everyday expenses while also contributing to retirement savings through the CPF.
Who Can Receive the Supplement
Not everyone qualifies for the WIS supplement. To be eligible, you must be a Singapore Citizen, aged 60 or older, or a person with disabilities. Your monthly income should be $3,000 or less, and other factors like property ownership may also affect eligibility. The program is designed to reach those who need it most, helping them manage day-to-day costs and plan ahead for retirement. In 2024, around 440,000 workers received the supplement, showing how it supports a significant portion of the workforce.
How and When Payments Are Made
The supplement is paid differently depending on whether you are an employee or self-employed. Employees receive the money two months after the work month. For example, work done in August 2025 will be paid in October 2025. Self-employed workers receive payments after reporting their income and making MediSave contributions, which means the payout can vary depending on when this is done. The system ensures that workers get support in a timely manner, especially during periods of higher expenses like the year-end season.
The History of WIS
The Workfare Income Supplement was created to help workers in low-paying or labor-intensive jobs. Singapore wanted to encourage work participation, boost incomes, and help people save for retirement through CPF top-ups. Over the years, the scheme has grown. In 2010 to 2013, more workers were included, especially self-employed individuals. From 2016 to 2019, payouts increased while eligibility rules were refined. Major reforms in 2020 made payments higher and more flexible. In 2025, the maximum payout reaches $3,267, making it the largest in the scheme’s history.
How WIS Compares Internationally
WIS has similarities to programs like the United States’ Social Security benefits and the Earned Income Tax Credit. Like those programs, it supports low-income workers and encourages employment. However, WIS is unique because it combines immediate cash payments with retirement savings through the CPF, providing both short-term financial help and long-term security.
Tips for Getting the Most From the Supplement
To make sure you receive the full benefit, check that your income and CPF contributions are reported correctly. Employees should verify that their employer updates wages and contributions, while self-employed individuals need to submit income details and MediSave payments on time. The amount you receive depends on your income, age, and eligibility, so staying informed can help avoid delays and ensure you get the maximum support.
Why October 2025 Is Important
October is a key month because many employees will see their August work reflected in their payouts. Self-employed workers with timely declarations may also receive their first installment around this time. Getting the supplement before the end-of-year expenses and holidays can be a big relief, helping cover bills and festive costs. The $3,267 supplement shows how Singapore’s policies provide practical support, helping older workers and people with disabilities manage today’s needs while preparing for a secure future.